Calculate your MSB’s next renewal deadline
Enter the year of your MSB’s initial FinCEN registration, or the year of its last renewal filing. This runs the same two-calendar-year cohort arithmetic 31 CFR 1022.380(b)(2)-(3) sets, with no name lookup and no registrant record needed.
The exact rule this runs
Every date above follows from 31 CFR 1022.380(b)(2)-(3), the same regulation the method page quotes in full:
“The initial registration period is the two-calendar-year period beginning with the calendar year in which the money services business is first required to be registered. Each two-calendar-year period following the initial registration period is a renewal period.”
“The registration form for a renewal period must be filed on or before the last day of the calendar year preceding the renewal period.”
FinCEN’s own 2007 renewal notice worked this exact math: an MSB last renewed in 2005 was due again December 31, 2007. The same arithmetic covers an initial registration too, one year earlier: FinCEN’s own BSA E-Filing instructions work through a business that registered October 15, 2003, whose first renewal came due December 31, 2004, then every 24 months after that. The full walkthrough, quoted in full: How to renew your MSB registration in BSA E-Filing.
Why this differs from the /check estimate
The lookup at /check reads a registrant’s last filing date from FinCEN’s public export, which carries no flag for whether that filing was an initial registration or a renewal, so it applies the renewal rule uniformly and discloses the one-year uncertainty that follows (see the method page’s own honest limit on that). This calculator asks directly instead, which removes the one thing /check has to guess.
FinCEN sends no reminder
“The MSB Registration calculator is no longer available. MSBs with questions regarding their renewal deadline should contact the FinCEN Resource Center.”
FinCEN, fincen.gov
Nothing above is a reminder either: it is a one-time computation, run once, in your browser, on the year you typed. Tracking the date that follows is still on you.
Not legal advice. This tool reads a rule you gave it a year for and reports a computed date. It does not review your registration’s actual status. See the method page for the full disclosure.
Already registered, and want FinCEN’s own filing date instead of a year you typed from memory? The lookup below reads it straight from the public registrant registry.
Check my renewal date